No Objection Certificate (NOC) For Property 2024: Uses & Format

A No Objection Certificate (NOC) is an important document giving a legal clearance to the property. This means, the property is free from legal liabilities and will not face any legal challenges in future transactions. Read this article to know more about No Objection Certificates required in buying, renting or transferring the property ownership. Check out the No Objection Certifcate Formats and all-important FAQs

What is a No Objection Certificate (NOC) Certificate?

The No-Objection Certificate for a property is a legal document issued by an authority, bank or by individual indicating property-related clearance. 

The NOC is given by any authority, organization or individual to clarify that there are no legal hassles in the property-related transactions. 

Therefore, while buying, renting or transferring property ownership, NOC becomes one of the crucial documents. 

You need a NOC certificate for the following property-related transactions-

• NOC For Buying a Property– Check the NOCs from the developer for the legal construction 

• NOC For Renting/Leasing Property– To Ensure the willingness of the landlord to allow using the property and premise

• NOC For Transferring The Property Ownership– To register the property at the sub-registrar office you need NOC from the local authority

• NOC For Transferring The Property Ownership From Legal Heirs– NOC to get the property rights from the other property  co-owners

• NOC For Full Repayment of Home Loan– Once you fully pay the home loan amount, you get the NOC from the bank showing the loan clearance.

No Objection Certificate For Property/Building Construction

The developers have to take permission from the various government authorities for the construction of the building. 

Only after the authorised NOCs from the respective departments, the developers can proceed with the construction.

The property buyers must duly check all the NOCs from the developer to ensure that the building construction is legal and authorised.

Why NOC Is Important For Building Construction?

• Protection From Legal Issues and Losses 
• To obtain other construction licences & approvals
• An authorised proof of clearance from the government authorities
• To avoid legal construction penalties in future

Here is the list of important documents required for the Building Construction NOC 

• Building Layout
• Construction Plan
• The Site Plan
• Building Safety Certificates
• Construction Blue Print
• Developer Details

Building construction without NOCs from the various authorities can lead to significant monetary losses in future. 

No Objection Certificate (NOC) For Property Transfer

When you buy or sell property, the property ownership gets changed. 

This change in property owner needs to be reflected in the government records. Therefore,  it is mandatory to register the property transaction at the sub-registrar office. 

For this registration process, you need to have the NOC from the deputy commissioner.

Only after the authorised NOC, you can register the change in property rights in government records. 

Important Documents Required For The NOC For Property Transfer 

• Identification Proof
• PAN Card
• Revenue Receipt
• NOC Draft 
• Non-Judicial Stamp Paper
• Occupancy Certificate

NOC Format for the Property Transfer 

No Objection Certificate (NOC) From Legal Heirs For Transfer of Property.

Legal heirs should know the significance of NOC from Legal Heirs for the transfer of property.  

The property rights can be transferred from the individual in whose name the property was registered by his/her will or by a direct succession. 

If the other legal heirs want to transfer the property rights to any one or more heirs, the NOC needs to be signed by them. 

Another option to transfer the property right among the property co-owners is by signing the Release Deed. 

Read More about Release Deed

No Objection Certificate (NOC) From Legal Heirs For Transfer of Property format. 

No Objection Certificate NOC As Per RERA

RERA has made NOC mandatory when the developers want to transfer the real estate project liabilities to a third party.

According to section 15 of THE REAL ESTATE (REGULATION AND DEVELOPMENT) ACT, 2016, the developer must have the consent of ⅔ rd of the members in the form of authorised NOC. 

RERA also issues a NOC to the developer once the allottees complete the formalities from their side. 

NOC For Renting The Property 

The NOC from the landlord is necessary when you rent the property. 

In This NOC, the landlord states that he is willing to give his property or premise to the tenant. 

It ensures that the landlord does not take any objections to the use of the property or premise later. 

NOC Format for Renting the Property

Important details to be included in NOC by the landlord. 

• Name of the property owner
• Address of the property
• Terms and conditions
• Contact details
• Signatures

No Objection Certificates NOC From Bank 

The banks or the financial institutions give the No objection certificate when you fully repay the home loan amount.

The NO objection certificate from the bank also states that there is no monetary liability on the property and further property transactions can be done. 

Also at the time of the home loan application, Banks or the financial institution duly check the loan/morgages on the developer. In such cases, the No objection certificate is important from the developer stating that there are no monetary liabilities.

FAQs